Graces discusses needing to sell a bunch of stuff at the house because she received a letter from the life insurance company asking that she returns the $500,000 death benefit she got because he was never dead.—>
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Grace is worried
Scene switches to the Stone house. Grace is sitting in the middle of the garage. Several boxes of papers are beside her.
BEN: Hey, you okay? What is it? What’s wrong?
GRACE: I think I have to sell the catering kitchen.
BEN: [SCOFFS] What are you talking about?
GRACE: We need the money, and maybe I can get a rental kitchen, – scale back on the staff.
BEN: Whoa, whoa. I’m gonna get something soon. I talked to the new head of the math department at SUNY, and there may be a faculty position in the spring, and in the meantime, I’m looking at possible guest lecture gigs. We’re gonna be fine.
Grace shows Ben a letter
GRACE: No, we’re not. Ben I’m so sorry. This is It’s a lot bigger than that. I shut down when you disappeared. But the rest of the world kept moving and the bills kept rolling in, and I almost lost our house. And then the insurance money came in.
BEN: They paid out the death benefit, and now they want it back.
Grace shows him the letter she received earlier in the mail.
GRACE: It’s half a million dollars.
BEN: How much do we have left?
GRACE: …and the property taxes…
BEN: Hey, hey, hey,
GRACE: …and the car
BEN: Hey, hey, hey. It’s okay. We’ll use the equity in the house to pay back the—
GRACE: No, there isn’t any! I took out a HELOC to start my business. I don’t see any way out of this.
Ben comforts Grace
Ben puts both of his hands on her head holding her straight.
BEN: And you are everything to me everything. You’ve had to do it all for so long. We’re gonna figure it out. We’re gonna figure this out.
They rub their foreheads together.
Whatever the applicable law might be, an insurance company or pension fund would be foolish to send out dunning letters to the families of “828ers.” As soon as someone posts a copy of the letter on Instagram or mentions it on Twitter, and the tale goes viral as things like this inevitably do, the company would have a huge PR problem on its hands.
SOURCE: Baby M at Doux Reviews